UCB - United Community Banks, Inc. Stock Analysis & Valuation

United Community Banks, Inc. (UCB) trades at $36.73 with an EquitAI Valuation DNA score of 4/10 and Quality score of 3/10. The company's trailing P/E ratio is 30.9x. These scores evaluate balance sheet leverage, free cash flow generation, and fundamental multiples against historical benchmarks.

Wall Street analysts have a consensus 12-month price target of $40.3 for United Community Banks, Inc. (UCB), representing an implied 9.8% upside from its current trading level of $36.73 with an average rating of Hold based on 2 analyst ratings. Individual analyst price targets range from a low of $37.0 to a high of $42.0, with a median forecast of $42.0. EquitAI benchmarks analyst consensus projections against intrinsic Financial DNA valuation pillars.

United Community Banks, Inc. has an indicated annual dividend yield of 2.75%. Dividend stability is factored into its Income DNA pillar alongside free cash flow coverage.

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