OSBC - Old Second Bancorp, Inc. Stock Analysis & Valuation

Old Second Bancorp, Inc. (OSBC) trades at $24.30 with an EquitAI Valuation DNA score of 5/10 and Quality score of 6/10. The company's trailing P/E ratio is 11.2x. These scores evaluate balance sheet leverage, free cash flow generation, and fundamental multiples against historical benchmarks.

Wall Street analysts have a consensus 12-month price target of $29.5 for Old Second Bancorp, Inc. (OSBC), representing an implied 21.4% upside from its current trading level of $24.30 with an average rating of Buy based on 2 analyst ratings. Individual analyst price targets range from a low of $29.0 to a high of $30.0, with a median forecast of $29.5. EquitAI benchmarks analyst consensus projections against intrinsic Financial DNA valuation pillars.

Old Second Bancorp, Inc. has an indicated annual dividend yield of 1.48%. Dividend stability is factored into its Income DNA pillar alongside free cash flow coverage.

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