LOB - Live Oak Bancshares, Inc. Stock Analysis & Valuation

Live Oak Bancshares, Inc. (LOB) trades at $34.47 with an EquitAI Valuation DNA score of 5/10 and Quality score of 6/10. The company's trailing P/E ratio is 12.1x. These scores evaluate balance sheet leverage, free cash flow generation, and fundamental multiples against historical benchmarks.

Wall Street analysts have a consensus 12-month price target of $39.5 for Live Oak Bancshares, Inc. (LOB), representing an implied 14.6% upside from its current trading level of $34.47 with an average rating of Buy based on 3 analyst ratings. Individual analyst price targets range from a low of $38.0 to a high of $41.0, with a median forecast of $39.5. EquitAI benchmarks analyst consensus projections against intrinsic Financial DNA valuation pillars.

Live Oak Bancshares, Inc. has an indicated annual dividend yield of 0.35%. Dividend stability is factored into its Income DNA pillar alongside free cash flow coverage.

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