CIVB - Civista Bancshares, Inc. Stock Analysis & Valuation

Civista Bancshares, Inc. (CIVB) trades at $28.23 with an EquitAI Valuation DNA score of 6/10 and Quality score of 2/10. The company's trailing P/E ratio is 10.1x. These scores evaluate balance sheet leverage, free cash flow generation, and fundamental multiples against historical benchmarks.

Wall Street analysts have a consensus 12-month price target of $32.0 for Civista Bancshares, Inc. (CIVB), representing an implied 13.4% upside from its current trading level of $28.23 with an average rating of Buy based on 4 analyst ratings. Individual analyst price targets range from a low of $31.0 to a high of $33.0, with a median forecast of $32.0. EquitAI benchmarks analyst consensus projections against intrinsic Financial DNA valuation pillars.

Civista Bancshares, Inc. has an indicated annual dividend yield of 3.15%. Dividend stability is factored into its Income DNA pillar alongside free cash flow coverage.

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